Disability Insurance

Limitations of Disability Insurance Coverage

Disability insurance is intended to provide financial assistance to people who are unable to work due to illness or injury. Although disability insurance provides many useful benefits, its concerns and limitations should still be considered when purchasing or relying on disability insurance. 1. Definition of Disability How ‘disability’ is described in a policy is one …

Disability Insurance Options for the Self-Employed

An important part of financial planning, especially for self-employed entrepreneurs, is disability insurance. Because self-employed people, like regular employees, do not have a safety net of employer-provided benefits, they must take out individual disability insurance. This insurance ensures that you can continue to meet your financial obligations if you are unable to work due to …